A: NYS law guarantees a discount of at least 10% off of your total liability, no-fault and collision premiums. Most of what we pay for insurance falls into those three categories.Go back to questions

A: That depends on your insurance company. Some will enter your discount in as soon as you inform them that you took the class. Others will require you to provide the official paperwork. Either way, once your insurance company has updated your policy, you will be reimbursed. In other words, if you paid for sixth months of insurance in January and take the class in February, your insurance company will reimburse you for the 10% from February to June.Go back to questions

A: Yes. You are entitled to 10% off any vehicle you are the primary driver of.Go back to questions

A: The person listed as the primary operator is guaranteed the discount. Additionally, some insurance companies may offer additional discounts on shared vehicles if the other operator(s) take the course as well. Contact your insurance company to find out who can and cannot recieve a discount.Go back to questions

A: Your insurance policy will list the primary operator for every vehicle insured. You can also call your broker to find out.Go back to questions

A: Every three years.Go back to questions